Faster smarter payments need not be more expensive.
One Time Passwords (OTPs) are not only inherently insecure but also costly and unreliable to deliver.
When delivered via email or SMS, a server must send the OTP in a separate channel, which is expensive in terms of delivery, speed and additional infrastructure. And, there is no guarantee that the OTP will not be intercepted in transit, diverted and inadvertently sent to the fraudster on a compromised device or channel.
For instance, if your laptop is compromised, a fraudster will most likely also have access to your emails. In this situation, sending an email OTP is almost useless.
SMS OTPs can be incredibly slow and frustrating, especially if the mobile phone reception is poor, batteries are flat, or the mobile phone is lost, stolen or not readily available.
So what’s the solution?
FARx voice-face biometrics provides a secure, seamless and continuous multi-factor authentication mechanism through the browser. With FARx, payments are faster, smarter and more reliable without having to worry about the expenses and the insecurity of traditional OTPs delivered via email or SMS.
FARx eliminates the need for separate channels and devices, making it more reliable and convenient for users. Plus, it’s inherently more secure, with no risk of interception or compromise during transit. So, if you want to experience frictionless and secure multi-factor authentication, FARx is the way to go.
